Hometown Pool works with Lyon Financial to offer financing.
Finance amounts for projects can range from $5,000 up to $200,000.
Terms are up to 30 years.
Partnering with Lyon Financial, Hometown Pool offers financing for your new pool, including $0 down with approved credit and terms up to 30 years.
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Finance up to $200,000 with terms up to 30 years, which can keep your monthly payment manageable and predictable.
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Apply online through Lyon Financial. Approval timing, rates, and terms depend on your credit profile and the documents you provide.
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Unsecured personal loans mean you don’t need to use your home as collateral to build the pool you want.
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Pay off your loan early at any time without penalty. You’re always in control of your financial timeline.
Lyon Financial offers financing designed for swimming pool projects. These are primarily unsecured personal loans, which don’t require your home as collateral. We’ll help you explore options that fit your budget and credit profile.
Timing depends on your credit profile and how quickly your application and required documents are complete. Once you apply, Lyon Financial will let you know where your application stands and what, if anything, is still needed.
In many cases, yes. Loans go up to $200,000 and can cover construction, installation, and extras like decking, landscaping, fencing, lighting, water features, and outdoor kitchens. If your project total is above the amount you are approved for, the difference is paid from another source.
A strong credit history generally leads to the most favorable rates, but not everyone has perfect credit. Lyon Financial reviews applications across a range of credit profiles. We encourage you to apply and talk with Lyon Financial about programs that might be suitable for your situation.
Dedicated swimming pool loans offer several advantages over general credit options. They typically carry lower interest rates than credit cards, along with fixed terms and predictable monthly payments, which makes budgeting easier. They are also tailored to large home improvement projects, often with higher loan amounts and longer repayment periods than standard personal loans.
Yes, the applicant must be listed as the owner of record on the deed to the property where the pool or project is to be constructed.
There are no prepayment penalties so you can pay the loan off early and not be charged any additional interest.
Most fundings involve paying the pool builder directly in stages, according to the progress of the project. This ensures that the contractor is receiving the appropriate payments in the appropriate increments. In most cases, before each stage’s payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed.
Based on a 30-year term at 8% annual interest rate. All numbers are estimates. Actual rates and terms are determined at approval.
| Interest Rate | 8% APR |
| Loan Term | 30 Years |
| Est. Monthly Payment | $733.76 |
| Total Paid (360 payments) | $264,153.60 |
| Total Interest | $164,153.60 |
| Interest Rate | 8% APR |
| Loan Term | 30 Years |
| Est. Monthly Payment | $1,100.65 |
| Total Paid (360 payments) | $396,234.00 |
| Total Interest | $246,234.00 |
| Interest Rate | 8% APR |
| Loan Term | 30 Years |
| Est. Monthly Payment | $1,467.53 |
| Total Paid (360 payments) | $528,310.80 |
| Total Interest | $328,310.80 |
* All examples are estimates only. Actual rates, terms, and monthly payments are determined at the time of approval based on creditworthiness and other factors. Contact us for a personalized quote.
Use this tool to estimate what your financing might look like. Adjust the loan amount, interest rate, and term to see your estimated monthly payment.
Contact Hometown Pool for a free consultation. We’ll connect you with Lyon Financial to explore financing options that fit your budget. Serving Johnson County and the Kansas City metro. See why homeowners choose Hometown Pool.