Hometown Pool works with Lyon Financial to offer financing.
Finance amounts for projects can range from $5,000 up to $200,000.
Terms are up to 30 years.
Partnering with Lyon Financial, Hometown Pool makes it easy to get the pool of your dreams — with flexible terms, low rates, and fast approvals.
💵
Finance up to $200,000 with terms up to 30 years — keeping your monthly payment manageable and predictable.
⚡
Many applicants receive pre-qualification within 24–48 hours. Get started quickly so you can focus on your new pool.
🏡
Unsecured personal loans mean you don’t need to use your home as collateral to build the pool you want.
✅
Pay off your loan early at any time without penalty. You’re always in control of your financial timeline.
Our financing partners offer a range of flexible financing solutions designed specifically for swimming pools. These primarily include unsecured personal loans, which don’t require your home as collateral. We’ll help you explore options that fit your budget and credit profile.
Approval can be fast! Once your application is complete and we have all required documents, many of our lending partners provide pre-qualification or full approval within 24–48 hours. We aim to make the process quick and easy so you can focus on planning your new pool.
Yes, our swimming pool financing options can cover your entire pool project—including construction, installation, and extras like decking, landscaping, fencing, lighting, water features, and outdoor kitchens—all in one convenient loan.
While a strong credit history can lead to the most favorable rates, we understand that not everyone has perfect credit. We partner with a network of lenders who offer solutions for various credit profiles. We encourage you to apply and have a confidential discussion with our financing specialists, who can help you explore programs that might be suitable for your situation.
Dedicated swimming pool loans offer several advantages over general credit options. They typically feature significantly lower interest rates than credit cards, saving you a substantial amount over the repayment term. They also provide fixed terms and predictable monthly payments, making budgeting easier. Furthermore, these loans are specifically tailored to large home improvement projects, often with higher loan amounts and longer repayment periods than standard personal loans.
Yes, the applicant must be listed as the owner of record on the deed to the property where the pool or project is to be constructed.
There are no prepayment penalties so you can pay the loan off early and not be charged any additional interest.
Most fundings involve paying the pool builder directly in stages, according to the progress of the project. This ensures that the contractor is receiving the appropriate payments in the appropriate increments. In most cases, before each stage’s payment is released, we ask that you complete a brief electronic form to verify that the scope of work for that stage has been completed.
Based on a 30-year term at 8% annual interest rate. All numbers are estimates — actual rates and terms determined at approval.
| Interest Rate | 8% APR |
| Loan Term | 30 Years |
| Est. Monthly Payment | $733.76 |
| Total Paid (360 payments) | $264,153.60 |
| Total Interest | $164,153.60 |
| Interest Rate | 8% APR |
| Loan Term | 30 Years |
| Est. Monthly Payment | $1,100.65 |
| Total Paid (360 payments) | $396,234.00 |
| Total Interest | $246,234.00 |
| Interest Rate | 8% APR |
| Loan Term | 30 Years |
| Est. Monthly Payment | $1,467.53 |
| Total Paid (360 payments) | $528,310.80 |
| Total Interest | $328,310.80 |
* All examples are estimates only. Actual rates, terms, and monthly payments are determined at the time of approval based on creditworthiness and other factors. Contact us for a personalized quote.
Use this tool to estimate what your financing might look like. Adjust the loan amount, interest rate, and term to see your estimated monthly payment.
Contact Hometown Pool for a free consultation. We’ll connect you with Lyon Financial to explore financing options that fit your budget — so you can start building memories this season. Serving Johnson County, Miami County, and the Kansas City metro.